o Mohamed Ahmed Al sakran is a Doctor of Business Administration. He holds a DBA candidate from Hellwan University, faculty of foreign trade and Business Administration. He acquired his Bachelor's degree from Alexandria university faculty of commerce (Business Administration Dep) 2001 and Master’s Degree from Arab Academy for Science and Technology, maritime transport (Graduate School of Business Administration). He working as a senior Specialist Electronic Marketing and Publishing. His main researches focus on Electronic Services and financial Inclusion. Besides, he has a wide and various practical experience multimedia and E- Publishing