- Karim Tarek Hamed Afifi is an Assistant Professor (Accounting and Finance ) at the Arab Academy for Science, Technology and Maritime Transport (AASTMT). After obtaining my Bachelor degree from AASTMT in September 2006, Worked as General Teaching Assistant (GTA) in the AASTMT from 2007 - 2011. Then, I have achieved my Masters in Business Administration, major Investment in 2012 from AASTMT. worked as Assistant Lecturer in the AASTMT from September 2012 - 2022. In 2023, I have achieved my PhD in Business Administration from AASTMT.